Crypto Loans
Borrow fiat & stablecoins. Keep your crypto.
Open-ended. No fixed maturity. Repay when ready.
Borrow USD, EUR, GBP, USDC, or USDT against BTC or ETH at rates that scale down with your tier. Partial liquidation protects your downside.
Understanding LTV
How your collateral backs your loan
Loan-to-Value (LTV) measures how much of your collateral's value you've borrowed against. A lower LTV means more safety margin. Higher tiers unlock higher LTV limits.
Calculator
Model your loan
≈ $38,000
Safety
Partial liquidation protects your position
Early warning at 80% LTV
In-app, email, and optional SMS alerts give you time to top up collateral.
50% partial liquidation
At 85% LTV, only 50% of collateral covers the debt. The other 50% stays locked.
5% penalty, no surprises
A flat 5% penalty on the liquidated portion. All amounts logged on-chain.
Why borrow instead of sell?
No taxable event
Borrowing doesn't trigger capital gains in most jurisdictions.
Keep upside exposure
If collateral appreciates 50%, you keep 100% of that gain.
Zero slippage
Receive fiat or stablecoins directly — no DEX routing, no sandwich attacks.
FAQ
Common questions,
honest answers.
Access liquidity without selling.
Connect a wallet, deposit collateral, receive fiat or stablecoins.