Terms of Service — Kiubit

Plain-language summary

These terms govern your use of Quamrailsinvestir. The Platform is non-custodial, crypto carries inherent risks, subscriptions are month-to-month, and prohibited conduct will result in access suspension.

1. Acceptance of Terms

By accessing or using Quamrailsinvestir, you agree to be bound by these Terms of Service. If you do not agree, do not use the Platform.

2. Eligibility

You must be at least 18 years old and not a resident of any restricted jurisdiction. See our Restricted Regions page.

3. Description of Services

The Platform provides non-custodial DeFi services on Arbitrum, including savings vaults, crypto-backed loans, subscription tiers, and a referral program. All assets are held in audited smart contracts.

4. Risks

Cryptocurrency and DeFi carry inherent risks including smart contract vulnerabilities, oracle failures, market volatility, and regulatory changes. See our Risk Disclosure.

5. Wallet-Based Access

Access is via blockchain wallet. No traditional accounts. You are solely responsible for your private keys.

6. Subscription Terms

Tier subscriptions are billed monthly in USDT or USDC on-chain. Benefits activate within one block and expire after 30 days. No prorated refunds.

7. Prohibited Conduct

You may not use the Platform for money laundering, terrorist financing, sanctions evasion, market manipulation, self-referral fraud, or any illegal activity.

8. Limitation of Liability

The Company shall not be liable for indirect, incidental, consequential, or punitive damages. Total liability is limited to fees paid in the 12 months preceding the claim.

9. Modifications

We may modify these Terms at any time. Material changes are announced at least 30 days before taking effect.

10. Governing Law

Governed by the laws of the Company's jurisdiction of incorporation. Disputes resolved through binding arbitration.